Simple for Employers, Valuable for Employees

  1. Choose your offerings: Select which voluntary benefits you want to make available to your employees.

  2. Coordinate with The AMT Agency: Work with a licensed AMT Agency representative to set up the program and review enrollment options.

  3. Employees enroll: Employees choose the coverages and benefit levels that fit their needs and budget.

  4. Enjoy streamlined billing: Premiums are consolidated on your monthly AMT bill for easy reconciliation and payment.

Plan features, eligibility, and availability may vary by group and state. Refer to your plan materials for complete details.

Why Choose Us

Why offer voluntary benefits through The AMT Agency, LLC?

Benefits with No Fixed Cost

No employer contribution is required, and there are no minimum participation requirements. You can offer more choice without adding fixed cost.

Easy to Administer

AMT will include all voluntary benefit premiums on your monthly AMT bill, keeping your billing and administration streamlined.

Stronger Total Rewards

Enhance your benefits package, support employee financial well-being, and boost recruitment and retention with flexible protection options.

Backed by MetLife

MetLife is a leading provider of employee benefits, offering competitive group rates and valuable built-in services for employees and their families.

Available Voluntary Benefits for Your Employees

Supplemental Life Insurance

Additional life insurance coverage for employees, with options to add coverage for spouses/domestic partners and dependent children. Employees benefit from group rates and access to helpful services such as grief counseling, estate planning assistance, and employee assistance resources (as available under the plan).

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Hospital Indemnity Insurance

Pays a cash benefit directly to the insured (unless assigned) when they experience a covered hospital stay, helping with deductibles, transportation, childcare, and everyday expenses.

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Critical Illness Insurance

Provides a lump-sum benefit upon diagnosis of a covered critical illness, such as certain cancers, heart attack, or stroke, to help manage medical and non-medical expenses during recovery.

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Legal Insurance

Gives employees access to a network of attorneys for help with common personal legal matters, including wills, estate planning, real estate transactions, and more.

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Accident Insurance

Last Updated: February 18, 2026

Critical Illness

Last Updated: February 10, 2026

Group Legal Plan

Last Updated: February 10, 2026

Hospital Indemnity

Last Updated: February 10, 2026

Identity & Fraud Protection

Last Updated: February 10, 2026

Long Term Disability - 90 days

Last Updated: February 10, 2026

Long Term Disability Benefits - 180 days

Last Updated: February 10, 2026

Pet Insurance

Last Updated: February 10, 2026

Supplemental Term Life

Last Updated: February 10, 2026

Request a Quote

Interested in seeing how these voluntary benefits could fit your organization? Share a few details and a licensed representative from The AMT Agency, LLC will follow up.

Disclaimer

Coverage, services, and availability are subject to the terms and conditions of the applicable group insurance policies and may vary by state. Please refer to your plan documents for complete details.

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Join a general agency built on AMT’s foundation for stability, service, and opportunity. AMT Agency connects you to Horizon BCBSNJ and MetLife with end-to-end broker support. We’ll assist you through the complete process from onboarding through renewal. Our dedicated team helps streamline quoting, enhance compliance, and grow your book of business with responsive service and market expertise.

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