Income protection that helps you recover with confidence

When illness or injury prevents an employee from working, MetLife Disability Insurance provides income protection and peace of mind. These plans help employees safeguard their earnings, maintain financial stability, and recover with confidence.

Key Benefits

MetLife Disability coverage goes beyond a safety net—it’s a partnership that helps employees focus on recovery, not bills.

Income Protection

Replaces a portion of lost wages during a covered disability, ensuring ongoing financial security.

Direct Payments

Benefits are paid directly to employees for use on everyday expenses like rent, childcare, and groceries.

Return-to-Work Incentives

Rehabilitation and family care benefits encourage a faster and more confident return to work.

Seamless Claim Experience

Online claim tracking and direct deposit simplify management through MetLife’s MyBenefits portal.

Plan Options / Types

Flexible coverage to meet different employer and employee needs.

Extended protection that helps employees manage prolonged or permanent disability situations with monthly income replacement. Learn more about LTD Insurance

Features or Other Key Points

Each plan is designed to promote recovery, support financial health, and reduce administrative complexity for employers.

Rehabilitation Incentives

Employees can earn additional benefits while participating in approved rehab programs.

Family Care Support

Reimbursement for family care expenses during recovery.

Return-to-Work Program

Coordination between employees, healthcare providers, and employers to ease re-entry.

Virtual Mental Health Access

Confidential therapist-guided programs available through TELUS Health CBT.

Integrated Digital Tools

Claim tracking, direct deposit, and updates via MyBenefits and the MetLife mobile app.

National Leader in Disability

Backed by MetLife’s expertise as one of the nation’s top disability providers.

Become a Broker Partner

Join a general agency built on AMT’s foundation for stability, service, and opportunity. AMT Agency connects you to Horizon BCBSNJ and MetLife with end-to-end broker support. We’ll assist you through the complete process from onboarding through renewal. Our dedicated team helps streamline quoting, enhance compliance, and grow your book of business with responsive service and market expertise.

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