Affordable Health Plans provided by Association Member Trust

As a valued member of Fuel Merchants Association of New Jersey (FMANJ), your company has exclusive access to a powerful resource: Association Member Trust (AMT). Recognizing that high-quality, affordable benefits are a top priority for your business and your employees, FMANJ has partnered with AMT to provide a better kind of group benefits program—one that's designed to give your business more flexibility, better coverage, and lower costs than traditional insurance options.

AMT isn't just another benefits provider. It’s a self-funded group benefit program, run by participating associations, with the singular goal of delivering excellent insurance at a reasonable cost. By combining the collective power of our member companies like yours, we are able to stabilize claims, streamline administration, and offer a wide range of comprehensive benefits. Additionally, we can reinvest those savings to improve our benefit plans and even return dividends to our members. This unique structure, combined with our partnerships with industry leaders like Horizon Blue Cross Blue Shield of New Jersey, Delta Dental®, and UniCare® Life and Health, allows us to offer you and your employees comprehensive and customizable health, dental, vision and life plans.

We take pride in providing personalized, superior service. Whether you need help choosing the right plan, or have questions about a claim, our team is here to ensure a seamless and supportive experience. We invite you to explore the benefits this partnership offers. On this site, you can learn more about our plans, explore what sets us apart, and even get a quote. We're confident that our relationship with FMANJ will help you provide the best possible benefit plans for your team, with the service and support you deserve.

Need Legal Disclaimers somewhere on site for AMT, Horizon, Delta Dental and UniCare.

Learn More About AMT Health Plans:

partner

Contact Information

Plan Contact: Eric DeGesero

Website: https://www.fmanj.org/

Phone: 973-467-1400

Email: info@fmanj.org

Address: 21 Commerce Drive Suite 202, Cranford, NJ 07016

Access Your Member Accounts

As a valued member of Association Member Trust, you have access to a suite of online portals and resources designed to help your employees manage your company benefits. Below you will find links to each of your company’s enrolled benefits, where you can review plan details, manage claims, and access exclusive tools and information.

Association Member Trust (AMT)

WHOLLY OWNED BY AMT

A New Jersey MEWA uniting employers to stabilize claims, control costs, and expand access to coverage—providing the foundation behind our agency.

View More
Horizon Blue Cross Blue Shield of New Jersey

PRIMARY CARE PARTNER

Exclusive access to New Jersey’s most trusted health insurance carrier and advanced plan administration. Learn more about our Horizon products.

View More
MetLife

STRATEGIC BENEFIT PARTNER

Comprehensive voluntary and group benefits that enhance financial protection and employee engagement. Learn more about our MetLife products.

View More
Aura (Identity & Fraud Protection)

PROGRAM PARTNER

Digital protection that brings security and peace of mind to every employee.

View More